How To Get Rs 10,000 Personal Loan Using Aadhaar Card: Check Eligibility And Application Guide
In today’s fast-paced world, financial emergencies can arise anytime, and having access to quick cash is essential. Personal loans have emerged as a reliable solution, especially with the advent of Aadhaar-based verification that simplifies the entire process. Now, with just your Aadhaar card, you can apply for a small personal loan of ₹10,000 without the hassle of excessive paperwork or long processing times.
What Are Aadhaar-Based Loans?
Aadhaar-based loans are personal loans where your Aadhaar card acts as the primary document for identity, address, and age verification. These loans are completely unsecured, meaning you don’t need to provide any collateral. The process is 100% digital—making it easy, fast, and accessible.
Banks, NBFCs, and fintech platforms like NoBroker InstaCash and Credmudra offer such small-ticket loans with simple eligibility and instant disbursement options.
Key Features:
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Loan Amount: ₹10,000 (or more)
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Instant Approval: Online verification through Aadhaar
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Fast Disbursal: Within 2-3 days if eligible
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100% Digital Process: Apply through mobile apps or websites
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No Collateral Required: Completely unsecured loan
Eligibility Criteria:
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Age: 21–55 years (some lenders allow 18–60 years)
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Monthly Income: ₹12,000 to ₹15,000 minimum, based on lender
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Credit Score: Preferably 700+ (some accept 650+)
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Employment: Salaried or self-employed
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Work Experience: At least 1 year preferred
Step-by-Step Application Process:
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Choose a Trusted Lender: Go for platforms like NoBroker InstaCash or Credmudra that offer Aadhaar card loans.
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Download the App / Visit Website: Access the lender’s digital platform.
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Fill Out the Application: Provide personal details, income, and your Aadhaar number.
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Upload Documents: Complete KYC using Aadhaar and any additional documents.
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Submit Application: Once submitted, your application is reviewed, and if approved, the money is transferred within a couple of days.
Documents Required:
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Aadhaar Card – Proof of identity and address
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PAN Card – Required by most lenders
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Salary Slip / Income Proof – Optional but may be needed
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Bank Account Details – For loan disbursement
Why Choose Aadhaar-Based Personal Loans?
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Minimal Documentation
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Quick Processing
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Convenient Access via Mobile
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Safe and Transparent
Whether you need emergency funds or short-term financial support, Aadhaar-based loans are a practical option. With minimum requirements and a smooth application process, getting a ₹10,000 personal loan is now just a few clicks away.